Vernon Township's housing stock reflects its evolution from a farming and lake-cottage area into a resort-oriented township. Buyers find a broad mix: older lakefront cabins and cottages around the township's private lake communities, contemporary and traditional single-family homes on wooded or hilly lots, and townhome and condominium developments concentrated near the Mountain Creek and Great Gorge resort corridor. The resort-adjacent communities often carry homeowners' association amenities such as pools and maintained recreation areas, offering a more managed, higher-density option in a township otherwise defined by larger parcels. Chalet-style and raised-ranch homes are common on the ridge lines, and many properties emphasize views, acreage, or water access rather than proximity to a traditional downtown. This variety means Vernon can serve both full-time residents seeking space and second-home or seasonal buyers drawn to the ski and lake lifestyle.

Vernon Township is made up of several distinct areas rather than a single center. McAfee, an unincorporated section of the township, is the resort hub, anchored by Mountain Creek and the surrounding Great Gorge area, where condominium and townhome communities cluster close to the lifts and water park. Along the township's lakes, private residential communities developed around Highland Lakes and similar bodies of water, combining year-round homes with seasonal cottages, community beaches, and lake associations. The Route 94 and Route 515 corridors carry more of the township's everyday commercial life, with schools, municipal services, and smaller residential pockets. Toward the western boundary, the landscape opens into the agricultural and wetland character of the Wallkill River valley. Each pocket shares the township's defining traits: tree cover, elevation, and ready access to open space.

Life in Vernon Township is organized around the seasons. Winter brings skiing, snowboarding, and snow tubing at Mountain Creek and the family-oriented Hidden Valley Club, while summer turns the same resort into a water park and the lakes into swimming, boating, and fishing destinations. Hiking is a year-round pursuit, with the Appalachian Trail and Wawayanda State Park's extensive trail network drawing day hikers, through-hikers, and mountain bikers. The Wallkill National Wildlife Refuge offers birding and quiet walking along the river's floodplain. Because the township has no large central downtown, residents typically gather at the resorts, lakes, school events, and township recreation facilities. The pace is decidedly outdoors-first and small-town, even as the broader New York metro area sits within reach, giving Vernon a getaway feel for both full-time residents and weekend visitors.

Public education in Vernon Township is provided by the Vernon Township School District, which operates six schools serving students from pre-kindergarten through twelfth grade: four elementary schools, one middle school, and Vernon Township High School. The district is the primary educational institution for the township's students, and its facilities are distributed across the municipality to serve the various residential pockets. Families also have access to private and parochial options in the surrounding Sussex County area, though the township district is the anchor for local schooling. Given Vernon's spread-out geography, school enrollment zones and transportation routes are a practical consideration for families weighing different neighborhoods. The district's presence, combined with the township's parks and recreation programs, forms the core of family-oriented community life.

Vernon Township is reached primarily by car. New Jersey Route 94 runs north-south through the township toward the New York state line, while County Route 515 (Vernon–Stockholm Road), a designated scenic byway, and County Routes 517 and 565 provide local connections. Route 23 and Interstate 80 lie to the south, linking Vernon to the wider northern New Jersey highway network; the township sits roughly 47 miles from the George Washington Bridge, placing Manhattan about an hour or more away depending on traffic. There is no rail service within the township, so most commuters drive, and many rely on park-and-ride and bus options in neighboring municipalities. The township's rural road network, mountain terrain, and seasonal weather are everyday commuting considerations, particularly in winter, when snow and ice affect travel through the ridges.

Recreation is Vernon Township's signature. Mountain Creek Resort offers skiing and snowboarding across four peaks with night skiing, plus a summer water park, making it the New York metro area's most accessible mountain destination. The Hidden Valley Club provides a smaller, family-focused ski and snowboard hill. Wawayanda State Park, spanning more than 34,000 acres on the township's southern edge, is built around Lake Wawayanda and features about 40 miles of marked trails, camping, swimming, and boating, along with roughly twenty miles of the Appalachian Trail that continues across Pochuck Mountain and toward the Wallkill National Wildlife Refuge. The refuge protects wetlands and grassland habitat along the Wallkill River for birding and walking. Together, these assets give residents trail access, lake recreation, and a ski hill within minutes of home in every season.